Turn-Key Home for Sale in Desireable ‘Estates’ Neighborhood

2889 Autumn Falls pict

Located in the desirable, gated community of The Estates, this home is clean & turn-key! Excellent curb appeal w/fresh exterior paint, professional landscaping & much more! You’ll love the natural light in this open plan; the convenient full bed/bath downstairs & the spacious loft upstairs. The private yard has a variety of greenery, grow boxes & a custom flagstone patio. Other features include a wood burning fireplace, solar shades & a generous master. Call for a private showing today!

Offered at $499,000

 

Looking for a Real Estate Agent in Lincoln, CA?

HOMELESS IN LINCOLN

Homeless in Lincoln (2)

 

Let’s face it, the selling process can be stressful. From the initial home preparation to the showings, offers, disclosures, inspections and the packing/moving, it can seem like a huge task. I always do my best to make the process as easy and stress-free as possible for all my clients. Every once in a while I have a client that takes all in stride and has a great attitude and sense of humor about the whole process. One of my recent sales was just that way.  My client was level-headed and surprised me with a great photo right at the end. His intention wasn’t to make light of people that are facing hard times, but he did try to make me feel bad about making him homeless (he is moving out of State and in between homes). Congratulations RG!  We sold his house within a relatively short time and he and I were both satisfied with the price.

Shorter Waiting Period for Borrowers Who Experienced Foreclosure or Short-Sale

Devonshire

Recently, the Federal Housing Administration (FHA) announced that it is allowing borrowers who went through a foreclosure, short-sale, bankruptcy or deed-in-lieu to re-enter the market in as little as 12 months.

Generally, borrowers who experienced foreclosure have to wait at least three years before being approved for an FHA loan, but with this new guideline, certain borrowers may be considered earlier if their home was lost as a direct result of an economic hardship.

FHA stated it realizes credit histories may not fully reflect true ability to repay a mortgage for a borrower who went through a recession-related financial event.

To be eligible, borrowers must provide documentation that shows ‘certain credit impairments’ were from loss of employment or loss of income that was beyond the borrower’s control.  Income loss has to be at least 20 percent for a period lasting at least 6 months.

Borrower must show that they have fully recovered from the event that caused the hardship and must complete housing counseling.

Reestablishing satisfactory credit for at least 12 months is another requirement.  Criteria includes 12 months of good payment history on mortgage, rent, or credit accounts.

 

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